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Features

Features Library

FeatureDescription
count_of_loan_declinedReturns the count of flag loan_declined that appeared in the specified time frame
count_of_loan_defaultedReturns the count of flag loan_defaulted that appeared in the specified time frame
count_of_overdraftReturns the count of flag overdraft that appeared in the specified time frame
count_of_repayment_warningReturns the count of flag repayment_warning that appeared in the specified time frame
count_of_loan_approvedReturns the count of flag loan_approved that appeared in the specified time frame
count_of_loan_disbursedReturns the count of flag loan_disbursed that appeared in the specified time frame
count_of_account_suspendedReturns the count of flag account_suspended that appeared in the specified time frame
count_of_repayment_reminderReturns the count of flag repayment_reminder that appeared in the specified time frame
avg_of_end_of_day_depository_balanceAverage of daily total balance held in debit and ewallet accounts
avg_of_end_of_day_loan_balanceAverage of daily total amount when account is credit_limit and event is cash_out
count_of_airtime_purchase_eventsThe count of sms where transaction_type is airtime_purchase
count_of_institutionsReturns the total number of unique financial inistitutions in the specified time frame
count_of_salary_eventsThe count of sms where transaction_type is salary and event is cash_in
count_of_transactions_depositoryreturns the total number of non-flag sms for debit and ewallet accounts
avg_of_daily_stacked_loan_alertsThe daily average number of flags received by a user.
avg_of_daily_stacked_loan_fesThe daily average number of inistitutions that sent a flag sms to the user
data_densityRatio of days where user recieved a relevant sms to total number of days in time range
data_recency_daysThe time in days between start_time for user and the most recent financial event or alert for the user, as an indicator of data recency, or freshness.
count_of_difference_loans_opened_to_loans_delinquentThe difference between the number of alerts indicating loan approved or disbursed and the number of alerts indicating late or missed payment
median_of_end_of_day_depository_balanceMedian of daily total balance held in debit and ewallet accounts
min_of_end_of_day_depository_balanceThe minimum end of day balance for debit and ewallet accounts the user accross the specified time range
avg_of_ewallet_end_of_day_depository_balanceThe mean end of day balance for ewallet accounts the user accross the specified time range
median_of_ewallet_end_of_day_depository_balanceThe median end of day balance for ewallet accounts the user accross the specified time range
min_of_ewallet_end_of_day_depository_balanceThe minimum end of day balance for ewallet accounts the user accross the specified time range
ewallet_net_cash_flowDifference in amount between cash_in and cash_out transactions across ewallet accounts
stdev_of_ewallet_end_of_day_depository_balanceThe standard deviation of end of day balance for ewallet accounts the user accross the specified time range
sum_of_ewallet_cash_in_eventsThe sum of amount where event is cash_in and account is ewallet
sum_of_ewallet_cash_out_eventsThe sum of amount where event is cash_out and account is ewallet
net_cash_flowDifference in amount between cash_in and cash_out transactions across debit and ewallet accounts
currency_percentageReturns the percentage of each currency that appeared in the users transactions accross the specified time
slope_of_end_of_day_depository_balanceThe rate of change for the end of day balance for debit and ewallet accounts the user accross the specified time range
slope_of_end_of_day_loan_balanceThe rate of change for the end of day balance for crediit_limit accounts the user accross the specified time range
stdev_of_end_of_day_depository_balanceThe standard deviation of end of day balance for debit and ewallet accounts the user accross the specified time range
sum_of_airtime_cash_inThe sum of amount when transaction_type is airtime_purchace and event is cash_in
sum_of_cash_in_eventsthe sum of amount when event is cash_in
sum_of_cash_out_eventsthe sum of amount when event is cash_out
sum_of_depository_balances_latestthe sum of the most recent balance notifcation for all the user's inistitutions
sum_of_settlementsThe sum of amount when transaction_type is settlement and event is cash_in
sum_of_salaryThe sum of amount when transaction_type is salary and event is cash_in
count_of_settlementsThe count of sms where transaction_type is settlement and event is cash_in
count_of_bill_paymentThe count of sms where transaction_type is bill_payment
sum_of_bill_paymentThe sum of amount when transaction_type is bill_payment
avg_of_salaryThe mean of amount when transaction_type is salary and event is cash_in, where amount is summed per month divided by the number of months
sum_of_traffic_fineThe sum of amount when transaction_type is traffic_fine
count_of_traffic_fineThe count of sms where transaction_type is traffic_fine
count_of_ewallet_purchaseThe count of sms where transaction_type is purchase and account is ewallet
sum_of_ewallet_purchaseThe sum of amount when transaction_type is purchase and account is ewallet
sum_of_cash_in_transferThe sum of amount when transaction_type is transfer and event is cash_in
count_of_cash_in_transferThe count of sms where transaction_type is transfer and event is cash_in
count_of_sendersthe count of unique senders found in transfer sms
sum_of_cash_out_transferThe sum of amount when transaction_type is transfer and event is cash_out
count_of_cash_out_transferThe count of sms where transaction_type is transfer and event is cash_out
count_of_recepientsthe count of unique recepients found in transfer sms
count_of_cash_in_eventsThe count of sms event is cash_in
count_of_cash_out_eventsThe count of sms event is cash_out
main_currencyReturns the most used currency by the user
salary_recency_daysThe time in days between start_time for user and the most recent salary sms for the user
median_of_salaryThe median of amount when transaction_type is salary and event is cash_in, where amount is summed per month divided by the number of months
stdev_of_salaryThe rate of change of amount when transaction_type is salary and event is cash_in, where amount is summed per month divided by the number of months
salary_events_over_period_lengththe number of salary related sms over specified time frame